Faith-first investing

Built on Musharaka principles

Our structures follow AAOIFI standards and are reviewed by a dedicated Sharia supervisory board.

SB
Supervisory board

Experienced scholars audit every product, approve contracts, and review distributions quarterly.

AA
Halal assets only

Each SPV acquires income-producing real estate with screened tenants and compliant financing.

🔒
Governance safeguards

Profits and losses are shared proportionally; no riba, gharar, or speculative instruments.

Certification process

Every asset passes through a documented workflow before opening for investment.

  1. 1. Screening

    Initial review of property use, tenants, and financing by Sharia analysts.

  2. 2. Structuring

    Contracts prepared under Musharaka/agency frameworks with scholar sign-off.

  3. 3. Issuance

    Public disclosure of the Fatwa, fee schedule, and investor obligations.

  4. 4. Ongoing audits

    Quarterly reviews ensure rental income and reserves remain compliant.

Key principles

  • ✓Profit & loss sharing across all investors and managers.
  • ✓Assets backed by real property with no interest-bearing debt.
  • ✓Transparent disclosures and investor rights clearly documented.
  • ✓Independent Sharia board oversight and annual audits.

Downloads

Access rulings, governance charters, and sample contracts.

Download latest Fatwa Download governance charter
Request investor access to the document room for complete records.